Commercial Lines of Credit

A Commercial Line of Credit from Seacoast Bank gives you quick access to funds and the flexibility you need for your evolving business needs.

Access Funding At Just The Right Time

Seacoast Bank understands that your business needs change over time, and often at a moment’s notice. That’s why Florida business owners depend on our Commercial Line of Credit. It’s convenient enough to provide access to cash quickly and flexible enough to cover a wide-range of operational expenses. Explore how it could meet your needs.

Seacoast’s Commercial Line of Credit can help you manage:

  • Changing inventory needs
  • Supplemental cash flow
  • Unexpected business opportunities, purchases and other operating expenses
  • Business payment cycles
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Local, Same-Day Decisions1

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No Collateral Required

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Commercial Lending Partner

Access the funds you need, when you need them. Apply for a Commercial Line of Credit with Seacoast Bank today.


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Seacoast Is Committed To Meeting Your Capital Needs

Keep Your Business On Track
Making payroll, maintaining inventory or fulfilling vendor requirements depends upon readily available access to cash. Seacoast commercial lenders will partner with you to develop a customized structure, terms and payment options to keep your business running, the security to weather economic fluctuations and the ability to take action on unexpected needs.

Proudly Service Florida-based Businesses
We have been successfully partnering with Florida businesses since 1926. Not many banks can say that today. Our financial and business industry knowledge, expertise and deep community roots combined with cutting-edge technology and digital capabilities set Seacoast Bank apart from our local peers and larger competitors. Let us put our knowledge and successful track-record to work for you.

Keep your Business on Track
Making payroll, maintaining inventory, or fulfilling vendor requirements depends upon readily available access to cash. Seacoast commercial lenders will partner with you to develop a customized structure, terms, and payment options to keep your business running, the security to weather economic fluctuations, and the ability to take action on unexpected needs.

Proudly Service Florida-Based Businesses
We have been successfully partnering with Florida businesses since 1926. Not many banks can say that today. Our financial and business industry knowledge, expertise, and deep community roots combined with cutting-edge technology and digital capabilities set Seacoast Bank apart from our local peers and larger competitors. Let us put our knowledge and successful track-record to work for you.

What you need to apply:

  • Three years of tax returns for your business and each guarantor
  • Personal financial statements
  • Driver’s license information for each owner
  • Identifying information, including date of birth and documentation for each individual that has with 25 percent or more beneficial ownership in the legal entity and one individual with significant managerial control.2

 

 

1. Subject to receipt of all required documentation, day, and time of application.
2. Each time an account is opened for a covered Legal Entity, the Bank Secrecy Act requires us to ask you for identifying information (name, address, date of birth, tax identification number), as well as identification documentation for each individual that has 25 percent or more Beneficial Ownership in the Legal Entity; and, one individual that has Significant Managerial Control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide name, date of birth, Tax Identification Number, and address. For foreign owners, you also will be asked to provide a copy of the owner’s passport, and certify that all information is true and accurate to the best of your knowledge. You may access a form to be completed before account opening at the following link: CERTIFICATION OF BENEFICIAL OWNERS OF LEGAL ENTITIES

Applying for your Commercial Line of Credit is simple

1. Gather Your Info.
We've listed out the required items you'll need for your application in the "What You Need to Apply" section above for your convenience.
2. Enter Your Info.

Create a secure account and submit your information in just a few easy steps when you click “Apply Now” below. Don’t have much time? That’s ok – you can save your application and return to it later.

3. Submit
A local, Florida-based commercial lender will follow up with you in one business day or less on the status of your loan.

Connect with a Local Banker about a Commercial Line of Credit.

Are you interested in contacting a local, Florida banker to discuss your individual financial needs? We’d love to speak with you. Schedule a consultation today.

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Our Four Promises.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
right team to serve you
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Resolve out-of-the-ordinary items responsively
Invest in you and your community
Invest in you and your community