A Commercial Line of Credit from Seacoast Bank is designed to help Florida-based businesses stay agile. It offers flexibility to manage cash flow, handle operational costs and respond to market demands with ease.
Business needs can be unpredictable. With a Commercial Line of Credit from Seacoast, you gain access to funds exactly when you need them -- whether it’s for restocking inventory, covering seasonal expenses or taking advantage of an unexpected business opportunity. Our line of credit solution is tailored to adapt to your business cycles, helping you maintain steady operations without disruption.
Seacoast’s Commercial Line of Credit can help you manage:
Access the funds you need, when you need them. Apply for a Commercial Line of Credit with Seacoast Bank today.
Choosing Seacoast means working with a financial partner who understands the unique challenges Florida businesses face. We provide local support, quick, same-day decisions and a simplified application process. Our line of credit options do not require collateral, offering you the freedom to focus on your business goals without added financial stress.
To apply for a Seacoast Commercial Line of Credit, you will need:
With these documents, our team can provide a fast response, often within one business day. Seacoast’s dedicated commercial lenders work closely with you to set up a credit structure that fits your business needs and cash flow.
1. Subject to receipt of all required documentation, day, and time of application.
2. Each time an account is opened for a covered Legal Entity, the Bank Secrecy Act requires us to ask you for identifying information (name, address, date of birth, tax identification number), as well as identification documentation for each individual that has 25 percent or more Beneficial Ownership in the Legal Entity; and, one individual that has Significant Managerial Control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide name, date of birth, Tax Identification Number, and address. For foreign owners, you also will be asked to provide a copy of the owner’s passport, and certify that all information is true and accurate to the best of your knowledge. You may access a form to be completed before account opening at the following link: CERTIFICATION OF BENEFICIAL OWNERS OF LEGAL ENTITIES
Complete your application securely online and save it to continue later if needed.
At Seacoast, we have simplified the application process to make it as smooth as possible.
For more details, refer to our Commercial Lending FAQs page.
What is a commercial line of credit and how does it work?
What is the difference between a commercial line of credit and a business loan?
What are the eligibility requirements?
Are there any fees?
Can I use a line of credit to finance business growth?
What is the repayment process?
Seacoast Bank is committed to helping Florida businesses thrive. Learn more or start your application today to keep your business moving forward with a flexible line of credit that adapts to your needs.
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