*Offer(s) valid from 1/1/25-12/31/25. May be subject to change at any time without notice. Offer may not be combined with any other checking or savings bonus offers. Limit one CON600 offer per new checking or savings household. Valid for Florida residents only. You must be 18 years or older. All existing Seacoast Bank personal checking or savings customers, including those with accounts closed within the last twelve months, are not eligible for New Customer Bonus. Seacoast Bank associates are not eligible. Minimum $50 balance is required at account opening. Seacoast Bank reserves the right to cancel or modify this offer at any time without notice. In addition, the account must remain open and in good standing to be bonus eligible. All account openings are subject to approval. We reserve the right to determine the eligibility of customers for this offer. Bonuses are considered interest and may be reported on IRS Form 1099-INT.

1. To receive the $400 checking bonus: 1) Open a new Seacoast Classic, Senior Classic, Premium or Premium Elite Checking account AND 2) Have your direct deposit of $1,000 or more made to this account within 90 days of account opening. Your direct deposit needs to be a recurring direct deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency. After you have completed all the above checking account requirements, we’ll deposit the bonus in your new account within 95 days of account opening. Please refer to the Deposit Account Agreement located at seacoastbank.com/agreements-and-disclosures for details regarding other fees that may apply.

2. To receive the $200 savings bonus: 1) Open a new eligible Seacoast money market or savings account, which is subject to approval; 2) Deposit a total of $15,000 or more in new money into the new account within 10 business days of account opening; AND 3) Maintain at least a $15,000 balance for 90 days from the date of deposit. The new money cannot be funds currently maintained in a Seacoast Bank account. After you have completed all the above savings account requirements, we’ll deposit the bonus in your new account within 95 days of account opening.

Interest rates along with the Annual Percentage Yield (APY) for all Seacoast money market and savings accounts will vary by product type account opened and account balance tiers. Rates subject to change at any time. Refer to the Truth in Savings disclosure for applicable rates related to your account opened. Transaction limitations apply. Fees may reduce earnings. Please refer to the Deposit Account Agreement located at seacoastbank.com/agreements-and-disclosures for details regarding fees that may apply.

Offer Code: CON600

3. You may be charged fees by the provider of the wireless network you are using to access mobile banking and mobile deposit services.

4. No Fees at Allpoint^® ATMs. Worldwide includes the USA, United Kingdom, Canada, Australia, and Mexico.

5. As of 12/20/24, the Annual Percentage Yield (APY) for Seacoast Premier Savings accounts is 0.50% APY on balances of $0.1-$49,999.99; 2.25% APY on balances of $50,000-$349,999.99 and 3.75% APY on balances of $350,000+ and subject to change at any time. Premier Savings account must keep a minimum daily balance of $2,500 to avoid a $15 monthly maintenance fee. Transaction limitations apply. $50 minimum opening deposit requirement. Fees may reduce earnings. Please refer to the Deposit Account Agreement located at seacoastbank.com/agreements-and disclosures for details regarding fees that may apply.

6. $0 Monthly maintenance fee when you maintain a minimum daily balance of $1,000; OR maintain a monthly average balance of $2,500; OR maintain a minimum daily combined balance of $5,000 in Savings, Money Market, CD or IRA; OR maintain a consumer loan or line of credit (excluding credit cards), otherwise a $15 monthly maintenance fee will apply.