See how we can help make purchasing your dream home a reality.
You'll feel right at home with a mortgage from Seacoast Bank. From conventional to specialty mortgages, we have loan options for every Florida home buyer and knowledgable Mortgage Loan Officers to assist you every step of the way.
Want to know how your down payment and monthly loan payments add up on your mortgage? Estimate your payments with our mortgage loan calculator or explore current Florida mortgage rates.
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Fixed Rate Mortgage
Fixed rate mortgages come in 15-year and 30-year terms, offering a consistent interest rate and payment amount for the life of the loan. See how a fixed rate mortgage can make payments predictable and help make budgeting easier.
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Construction Loan
Customize how you pay off your mortgage. Choose from adjustable and fixed-rate mortgage options while you make your house a home with the help of a Seacoast construction loan.
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Jumbo Loans
Mortgage amounts in excess of $766,550 need to be purchased with a jumbo loan. Whether it is for primary or secondary residences, vacation homes or investment properties, we invite you to explore our mortgage rates and see how you can start financing larger home purchases.
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Adjustable Rate Mortgage
With Adjustable Rate Mortgages (ARM) you may be able to pay your loan balance faster and at a lower interest rate —great for buyers with a short-term mortgage in mind.
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FHA Loans
If you are just starting to build up credit history, Federal Housing Administration (FHA) loans can be a more affordable and accessible mortgage solution. With an FHA Loan you pay less money upfront for a down payment and have lower applicant credit score mortgage requirements.
Backed by the Federal Housing Administration, FHA loans can help make the dream of home ownership affordable.
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VA Loans
Are you a military Veteran, living spouse of a service member or serving active duty? With special perks and backing by the Federal Government, Veterans Administration (VA) loans can help make homeownership possible.
Backed by the U.S. Department of Veterans Affairs, a VA loan makes home buying easy for eligible military veterans.
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Lot Loan
Plan ahead for your future home with a Seacoast lot loan. Find financing options to help you secure up to 5 acres of land for your future home, which you can build on later.
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Community Home Mortgage
A Community Home Mortgage offers low-down-payment options, which makes qualifying easier. As a result, purchasing a dream home could be closer than you think.
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FHLB Community Partners Home Mortgage
Funding available up to $15,000 for qualified buyers that meet product and income eligibility requirements, including first-time homebuyers or families and individuals that currently own a home or have previously owned a home.
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USDA Home Loan
Intended to help low to moderately low-income families in rural areas. If you and your property qualify, then eligible borrowers may purchase, build, rehab or relocate a home in an eligible area.
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Contact a Mortgage Loan Officer about down payment and closing cost assistance options.
As your local banking option, we are here to answer any questions you have. Fill out the form below and a Seacoast Bank Mortgage Loan Officer will be in touch soon.