Fraud Protection Solutions for Your Business Bank Account

Financial losses from check or ACH fraud can substantially impact your business's bottom line. The most effective solution to protect your business is to prevent fraudulent activities before they occur. Take control of your business’s financial security with Positive Pay, powered by Seacoast Bank.

Control What Items Post to Your Account


Seacoast Banks Positive Pay Solutions are designed to assist you in protecting your business from check and ACH fraud by giving you the control to block unauthorized transactions from posting to your account.

 

Benefits of Positive Pay

Enhanced Fraud Protection – helps stop unauthorized transactions from clearing your account with improved control, and protection against payee alteration.

Improved Operational Efficiency – enables account reconciliation and easy integration into payables systems.

Reduced Expenses – saves money by limiting potential losses and legal fees with timely return of unauthorized items.

How Positive Pay Works

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Business provides data file of check information.

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Bank’s Positive Pay system compares the data with presented checks.

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The business account owner approves or rejects flagged items that don’t match the provided check information.  

The Security of Your Funds is our Top Priority.

 

Learn How Seacoast Can Safeguard Your Business. Contact a Seacoast Representative to Learn More.

CALL: 800.706.9991

 

Have additional questions? Live Chat or Contact Us

 

Positive Pay Fraud Mitigation Tools

Our suite of Positive Pay Solutions offer a range of customized options to help businesses mitigate fraud and reduce financial losses associated with electronic and check payments. Tailored to your business needs so you can stay ahead of potential threats and focus on achieving your business objectives.

Four Promises

Check Positive Pay

Four Promises

Check Positive Pay

A web-based tool that can help you combat check fraud and forgery by matching the checks presented for payment against check issue detail provided by your company.

Four Promises

Teller Line Positive Pay

Four Promises

Teller Line Positive Pay

Identifies potentially fraudulent, altered, or counterfeit check items presented at branches by comparing them in real-time with the check register file.

Four Promises

Payee Positive Pay

Four Promises

Payee Positive Pay

Allows customers to include the payee name information in the check register file. Checks information is compared to file to confirm authenticity.

Four Promises

Reverse Positive Pay

Four Promises

Reverse Positive Pay

A paper-based fraud mitigation solution for detecting fraudulent, altered, or counterfeit checks by posting a daily report of presented items to online banking.

Four Promises

ACH Positive Pay

Four Promises

ACH Positive Pay

A web-based module accessible through online banking, enabling you to establish rules for filtering ACH debits and credits presented to your accounts.

Four Promises

ACH Block Positive Pay

Four Promises

ACH Block Positive Pay

Prevents all ACH activity from posting to an account.


Is Your Business Protected?
Contact a Seacoast Representative to Learn More.

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Convenient & Secure Banking On The Go.

Access your accounts from your mobile device anytime, anywhere using the Seacoast Mobile Banking app.

 

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Our Four Promises.

At Seacoast Bank, everything we do is based upon core beliefs summarized in the Four Promises we make to you. When you entrust your banking to us, we promise to:
right team to serve you
Get you comfortable with the right products and the right team to serve you
Make your day-to-day banking simple
Make your day-to-day banking simple
Resolve out-of-the-ordinary items responsively
Resolve out-of-the-ordinary items responsively
Invest in you and your community
Invest in you and your community