Community Home Mortgage - Putting Homeownership In Reach

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Low-Down Payment Makes Qualifying Easier

Seacoast Community Home Mortgage Features

  • A low down payment of only 3%
  • No PMI required (Private Mortgage Insurance)
  • A fixed rate for either a 15 or 30-year
  • 600 minimum credit score
  • No minimum contribution—gift funds are permitted, and some down payment assistance accepted
  • No credit history? Non-traditional credit may be allowed


Calculate Your Payment

Learn more about your options and ways to make homeownership more affordable

  • Are you just getting started in your home search? Get pre-qualified today so when you start home shopping, you're ready to make an offer.
  • Do you have questions about the mortgage process? Speak with one of our Mortgage Loan Officers today.
  • Have you found your dream home? Apply to begin achieving your dream of homeownership.
  • Explore other Seacoast Bank mortgage options. 

Applying for Your Community Home Mortgage Online is Easy

  1. Create Your Account: Easily create a secure online personal mortgage portal that will be your private account for the duration of your application and approval process.
  2. Begin Your Application: We understand the mortgage application process can be time consuming, and life is busy. Within your online account you’re able to start an application and save your progress to return to when it’s most convenient for you.
  3. Track Your Application: Quickly and easily track the progress of your mortgage application in your personal account. Conveniently see at all times how your application is moving along through the approval process.

Apply Now

Seacoast is here to support you with:

Local Florida Mortgage Experts

Local Florida Mortgage Experts

With 90+ years of Florida mortgage experience, we know what it takes to get you into the home of your dreams. Connect with our local mortgage specialists online, in-person or over the phone.

Quick Closing

Quick Closing

Fast closing means that we'll get you into your new home as soon as possible.

Accurate Appraisals

Accurate Appraisals

A local underwriter means an accurate appraisal to ensure the value of your new home.

Step-By-Step Guidance

Step-By-Step Guidance

Our local experts are happy to provide hands-on guidance throughout the mortgage process. 

Have Questions? Speak with a Seacoast Bank Mortgage Loan Officer

As your local banking option, we are here to answer any questions you have. Fill out the form below, and a Seacoast Bank Mortgage Loan Officer will be in touch soon.

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Subject property must be a one- or two-unit detached single family primary home, townhouse or condominium. Manufactured homes are not permitted. Escrow required. Other restrictions may apply.