Online Banking Features You Might Not Be Using

Online banking has opened up a whole new world of financial management, offering secure, convenient and ultra-fast services. Basic online banking features like checking balances, secure transfers and mobile check deposits are now widely used, but there are plenty of more advanced options that many banking customers overlook.

Seacoast Bank offers a range of useful online banking tools to help you manage your money with ease and confidence. Our customer benefits from a range of online banking features, card management tools, alerts, admin capabilities and account customization options. 

Consumer Online Banking Features You Should Be Using

Seacoast personal online banking comes with integrated financial tools, options for proactively managing your credit cards and alerts to help you stay on top of your finances. Let’s look at some of the best online banking features you may not yet be utilizing.

Financial Tools

Financial tools integrated into our banking platform can help you budget and track expenses. You can set financial goals, categorize transactions and see spending insights to help guide you. Budgeting tools can help you take control of your finances by informing you of spending patterns and allowing you to more easily change those that don’t serve you. Seacoast’s budget calculator is a useful tool to help with this task. Get started by finding additional budgeting tools in Seacoast Bank Digital Banking and exploring the options they give you to track and manage your finances.

Card Management

Online banking gives you a number of options to help manage your debit and credit cards. This includes the ability to set spending limits, freeze or unfreeze your card instantly if it’s lost or stolen and customize your settings for specific transactions like online purchases or international spending.

Alerts

Alerts are useful tools that can help you manage your finances without constantly monitoring your accounts. You can set low-balance alerts, transaction notifications and bill payment reminders to help you monitor spending, avoid overdrafts and become aware of unauthorized transactions quickly. Custom alerts can also be configured to remind you to contact a specific company on a designated date to verify receipt of a bill payment. To create alerts, set your notification preferences in Seacoast Bank Digital Banking.

Small Business Features You Should Be Using

Financial oversight is critical for small businesses, and Seacoast Bank Business Digital Banking services come with online banking features to help business customers maintain good financial control.

Alerts

Online banking alerts can be a lifesaver for busy financial managers who need fast notification of problems but may not have time to closely monitor each account. You can set alerts to notify you of large withdrawals or deposits, tell you when invoices are overdue and alert you when bills must be paid. Log into your business online banking portal and customize notifications under settings to set up alerts.

Admin Functionality

Bill pay admin features make managing multiple payments and vendors much easier, reducing the burden on busy finance professionals. With these functions, you can automate recurring payments, assign various access levels to different employees and track bill payments. These options allow you to save time, boost security and avoid late fees, not to mention reduce the stress of managing all of this manually. To use these features, configure the admin settings under administration within Bill Pay admin.

Account Customization

You can vastly improve your financial tracking and efficiency by keeping accounts organized with account customization tools such as account names and groupings. You can rename accounts in your digital banking portal according to their purpose, such as payroll, marketing expenses and taxes. You can also group your accounts based on their function to help you access and manage related accounts quickly.

Online Banking Security Tips

There are a number of practices you should follow to ensure your digital banking experience is as secure as possible.

• Set strong passwords using uppercase, lowercase, numbers and special characters.
• Enable two-factor authentication (2FA) to add one more layer of security.
• Avoid phishing scams by never clicking on suspicious links or giving away personal information or passwords.
• Monitor your accounts regularly by checking transactions and looking for suspicious activity.
• Secure your devices by keeping your software updated, using antivirus software and avoiding banking apps on a public WiFi.

Customer Support and Resources

Seacoast provides comprehensive support to assist customers with online banking features.

 We offer customer service over the phone or email. You may also find a host of online resources on our website or help center. Visit our FAQs and resource center or review our tutorial videos on a number of topics directly in our Seacoast Bank Digital Banking platform.

Conclusion

Online banking gives you access to an array of features that can help you take your financial management to a new level. Financial tools, alerts, card management options and business banking functions open up new ways to track and oversee your money, all within a safe and secure system.

Exploring these digital banking features can significantly enhance your financial management skills. To get started, enroll in Seacoast Bank online banking or download Seacoast’s mobile banking app in the Apple App Store or Google Play Store.